Our Representatives
T. Eugene "Gene" Clark,CLU, ChFC
Founder and President
Specializes in corporate, retirement and estate planning
Gene entered the life insurance business in 1966 and founded CIC Financial in 1983. As General Agent, he leads the organization in its commitment to provide quality insurance and investment products tailored to meet the financial objectives of each client. Gene has received numerous industry awards and is a life and qualifying member of the Million Dollar Round Table. In 1973 he earned his Chartered Life Underwriter designation from the American College followed by his designation as a Chartered Financial Consultant in 1984 and Life Underwriting Training Council Fellow in 1996. He is a member of the National Association of Insurance and Financial Advisors, the Society of Financial Service Professionals, and the East Carolina Estate Planning Council. Gene is a registered representative of The O.N. Equity Sales Company, Member FINRA/SIPC. A lifelong resident of the area, Gene attended East Carolina University and has been involved in many civic organizations. He also has served on various committees at Queen St. United Methodist Church where he is a member. Gene is licensed to sell insurance and securities in NC, SC, GA, and MD.
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Rita Clark, RN, CSA
Partner
Specializes in long-term care and employee benefits.
Rita joined CIC Financial in 1998, after 12 years as a health care administrator in the areas of managed care and marketing. Her primary focus is with individual health insurance, group employee benefits and long term care insurance. She is a Retired Registered Nurse and a Certified Senior Advisor and is a member of the Society of Certified Senior Advisors. She is also a member of the National Association of Health Underwriters and has served as past president of her local chapter. She is a member of Queen Street United Methodist Church. Rita is licensed to sell insurance in NC and SC. She is not a registered representative and has no affiliation with The O.N. Equity Sales Company.
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Arthur Dudley "Hap" Maxwell, Jr., CLU
Partner
Specializes in corporate, retirement and estate planning
Arthur Dudley "Hap" Maxwell, Jr., CLU entered the life insurance business in January 1981 and began his association with CIC Financial in April 1987. He is a member of the National Association of Insurance and Financial Advisors and active in their Pitt County Chapter. He is also a member of the Society of Financial Service Professionals. "Hap" is a graduate of East Carolina University where he earned his BS degree in 1973 and his MA Ed degree in 1977. He is a registered representative with The O.N. Equity Sales Company, Member FINRA/SIPC. He is licensed to sell insurance and securities in IN, MN, NC and SC and securities in FL, IN, NC, SC, and VA.
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Herman "Earl" Harper, Jr.
Agent
Specializes in Life, Health, Long Term Care, and Medicare Supplement

Earl joined CIC Financial in 2009 and focuses on Life, Health, Long Term Care, and Medicare Supplement. He attended NC State University, owned a local Ford dealership winning many Customer Satisfaction Awards, and was Kinston/Lenoir County Chamber of Commerce Citizen of the Year. Earl is licensed to sell insurance in NC. He is not a registered representative and has no affiliation with The O.N. Equity Sales Company.
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Bonnie Lucas
Sales & Service Support/Client Relations/General Office Duties
Bonnie joined CIC Financial in 1999. A 1971 graduate of Hardbarger Business College, her focus is on Sales & Service Support for Individual & Group Health Insurance Plans as well as Medicare Supplement and Long Term Care. Bonnie is licensed to sell insurance in NC. She is not a registered representative and has no affiliation with The O.N. Equity Sales Company.
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Kristy Harrell
Sales & Service Support/Client Relations/General Office Duties
Kristy joined CIC Financial in 2006. Her focus is on Sales & Service Support for Individual & Corporate Life and Disability Income Insurance Plans as well as Administrative Support in Employee 401(k) and Profit Sharing Plans. Kristy is licensed to sell insurance in NC. She is not a registered representative and has no affiliation with The O.N. Equity Sales Company.
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